The Western Insurance Bureau is suggesting people review both their insurance policy and their emergency plan in case of wildfire.
The extremely hot and dry start to Spring had many communities in the Lloydminster area issuing full or partial fire bans to reduce the risk of a large-scale fire starting.
Director of Consumer and Industry Relations Rob De Pruis says most people’s insurance policies will cover damages from a wildfire, but they should make sure that the coverage limit is high enough.
“What you want to do is make sure you review your insurance policy with your insurance representative to make sure you have appropriate limits. If something were to happen to your house and all of your belongings, you want to make sure that you have sufficient coverage to rebuild your house and replace all of your content.”
De Pruis adds that people should make a detailed home inventory with a calculator to make sure they have the right amount. In addition to insurance, De Pruis says that people should also check their home to minimize damages in a fire.
“You can also prepare your home, check your roofing and exterior walls. Make sure you don’t have any combustible materials that are right near your property.”
De Pruis adds that residents should also pack a 72-hour emergency kit, which has food and provisions for your whole family.
With files from Tricia Kindleman, 104.7 2DayFM